You know what’s dumb? Putting a “Prove you aren’t a robot” widget on your invoice payment flow. Imagine for a moment that you’re a service provider and you’ve done some work for someone. You send them an invoice, and now they want to pay you some money. With me on this hypothetical journey? Good.
Now. A web browser submits some payment information to your payment portal — credit card number, invoice number, payment amount, all that good stuff.
Do you, who want to get paid, actually care whether it’s a script or a human who’s submitting that information? Let me give you a hint: no, you do not. All you want is your money.
The “protection” offered by a CAPTCHA has nothing to do with this flow. ZOMG, why am I seeing this crap this morning?